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CDs

A CD with CB&T is a safe and predictable way to grow your assets.

Make your savings work for you

Our CDs offer competitive rates for a secure and guaranteed return on your money. A Certificate of Deposit (CD) is a relatively low-risk investment opportunity to save for the future. 

What is a CD?

A CD (Certificate of Deposit), sometimes referred to as a time deposit, is a type of account that cannot be withdrawn before a set date, but which offers higher rates of interest than just a regular savings account. Interest on our CDs are compounded and credited monthly.

Your minimum investment on a regular CD is $500.00, and we offer terms from 32 days to five years.

A Flexible Investment

Our Flex-Invest CD or our College Savings CD are both convenient ways to invest. Deposits to your flex-invest CD are as easy as deposits to a regular savings account, but receive a higher CD interest rate.

Other features of a CB&T CD:

  • Any CB&T teller can make these deposits for you, or you can set up automatic transfers from a checking or savings account directly into a Flex-Invest CD.
  • Open this account with a $200 minimum deposit and you will earn our current one-year Flex-Invest CD interest rate. This CD could be used for many purposes, including for your child's educational savings.
  • Multiple deposits that are made into this account will mature on the same date as the original deposit. All deposits will then merge into a new single deposit at the time the CD automatically renews.